Mortgage Advisor - LHK Group

Company Overview

Established in 1938, LHK Group, one of the oldest family owned and managed brokers on the island of Ireland and one of the few remaining independently owned brokers in the Irish market. We remain committed to the core values of integrity, personalised service and a deep understanding of our clients’ unique needs across our portfolio of services. In 2024, Finance One became part of the LHK Group after a majority stake in the company was acquired. The acquisition enables the Group to deliver a broader range of services to their clients to include insurance, wealth management, pensions, investments, employee benefits and mortgage advisory services to private individuals and commercial clients nationally. The Finance One business merged with LHK in September 2024.

Our business operates from two Leinster based locations, Dublin and Drogheda.

Core Role Objective

As a highly motivated and experienced Mortgage Advisor, the candidate will be responsible for providing comprehensive mortgage advice to clients. From Fact-find and affordability assessment to recommendation, application, approval and drawdown.

Key Responsibilities

Client Advisory & Suitability
- Conduct comprehensive fact-finds, KYC/AML checks and affordability assessments
- Provide regulated mortgage advice to first-time buyers, movers, switchers, self-build, buy to let applicants.
Application Management
- Prepare, submit and track mortgage applications, liaising with lenders, solicitors, valuers and internal team
- Proactively manage pipeline from AIP to drawdown, resolving documentation and underwriting queries.
Market & Product Expertise
- Maintain up to date knowledge of lender criteria, rates, incentives.
Sales & Relationship Management
- Build a referral network (estate agents, accountants, developers) and nurture client relationships for repeat/switch opportunities.
Teamwork & Continuous Improvement
- Collaborate with case managers/administrators for seamless client experience.
- Contribute to process improvements and share market insights with the team.
Identify and pursue new business opportunities. Achieve agreed annual sales targets. Record all activity on the internal reporting tools and remain disciplined to the sales process.
Networking – internally with other business units, within the sector, and with external specialists
Adhere to regulatory requirements in all aspects of day-to-day work and to the business ethics of the company.
Maintain up to date client records and ensure high standard of client files on the dedicated CRM system.
Adherence to the LHK values and a commitment to maintaining and developing the brand integrity at all times

Necessary Skills / Qualifications

Bachelor’s degree in business, finance, or a related field (desirable)
Industry Specific Qualifications: QFA (essential)
Technical knowledge of all financial products in the marketplace
Ideally of 3 – 5 years sales experience within the Mortgage industry, preferably in a broker environment
Proven track record of working to and achieving annual sales targets
Good understanding of relevant regulatory requirements
Strong interpersonal skills with the ability to build and maintain solid client relationships
Strong self-awareness and self-presentation
Professional demeanor
Proficient IT skills with working knowledge of Microsoft Excel and Word
Work well under pressure and as part of a team
Compliant with CPD requirements