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Group Health Insurance

Health insurance is the benefit everyone asks about. But with premiums rising and plans changing frequently, it’s hard to know if you’re getting real value. LHK’s group health insurance advisory helps employers simplify decisions, control costs, and build a scheme that genuinely supports your team.

A strong healthcare benefit is now a cornerstone of your Employee Value Proposition (EVP). It helps attract talent, improve retention, and supports overall wellbeing. When your people feel looked after, productivity and loyalty follow.

The market reality (and why it’s tricky):

  • Premiums have been climbing significantly, while plan benefits are often reduced or retired.
  • There are hundreds of plan options to navigate—making apples‑to‑apples comparisons difficult.
  • Many legacy schemes aren’t flexible enough for today’s diverse workforce.
  • Employees struggle to understand their cover, which leads to low engagement and wasted spend.
Health Insurance

We make corporate health insurance straightforward—whether you’re introducing a benefit for the first time or reviewing a mature scheme. We can offer:

  • Scheme Reviews – Identify inefficiencies, benchmark value, and reduce unnecessary costs.
  • New Scheme Design – Tailored recommendations for first‑time healthcare benefits or evolving employee needs.
  • Expanded Benefits – Add dental, vision, and cash plans, plus practical wellbeing supports.
  • Tiered Structures – Align benefits with roles and retention goals while managing budgets responsibly.
  • Education & Engagement – Webinars and resources for HR teams and employees to improve understanding and usage.
  • Direct Access to Experts – No call centres—just experienced advisors who know the Irish market inside out.

You can then expect the following outcomes for your business:

 

  • Cost control without cutting corners on care
  • Stronger recruitment and retention—a benefit employees actually value
  • Higher engagement through simple, plain‑English communications
  • Less admin for HR with a partner who does the heavy lifting

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