Campervans aren’t just vehicles — they’re a lifestyle. From weekend breaks around Ireland to longer European trips, campervans are built, used and valued very differently to standard cars or vans. And when it comes to campervan insurance in Ireland, those differences matter. At LHK Group, we arrange campervan insurance in Ireland through a dedicated scheme, designed specifically for campervan owners and leisure vehicles — not standard motor use.
Why Do You Need Specialist Cover for Campervan Insurance Ireland?
Many campervan owners assume they can insure their vehicle under a standard motor policy. In reality, this often leaves gaps in cover.
A standard motor policy may not properly account for:
- Campervan conversions
- Internal fixtures and fittings
- Leisure equipment
- Personal belongings
- European travel
- The true value of a converted vehicle
This is why having the right campervan insurance policy, structured correctly from day one, is so important.
What Is Campervan Insurance?
Campervan insurance is designed for vehicles used for leisure, touring and overnight accommodation. It takes into account:
- The base vehicle (panel van or factory-built camper)
- Whether the campervan has been converted
- The value of fixtures, fittings and modifications
- How the vehicle is used (leisure, touring, holidays)
- Travel within Ireland and beyond
This ensures the policy reflects real-world use — not everyday commuting.
Insurance for Converted Campervans (Including DIY Builds)
Campervan conversions have grown hugely in popularity, but they must be disclosed and insured correctly.
Through our campervan insurance scheme, we regularly arrange cover for:
- Professionally converted campervans
- DIY and self-build conversions
- Partially converted vans
- Imported and vintage campervans
To arrange cover, we may look for:
- Photos of the interior conversion
- Details of work carried out
- Estimated or documented values of fittings
- Confirmation that the conversion is safe and roadworthy
Handled properly, insurance for converted campervans in Ireland is very achievable.
What Can Campervan Insurance in Ireland Cover?
Depending on the policy structure, campervan insurance may include cover for:
- Accidental damage and fire
- Theft of the vehicle
- Internal fixtures and fittings
- Awnings and leisure equipment
- Personal belongings
- Windscreen and glass cover
- European travel (subject to policy limits)
- Optional breakdown assistance
The most important thing is matching the cover to how you actually use your campervan.
Agreed Value: Protecting the Real Worth of Your Campervan
Many campervans — particularly conversions — are worth significantly more than their base vehicle.
Where appropriate, agreed value can be discussed, ensuring that the value of your campervan is agreed in advance and clearly reflected in the policy, helping to avoid uncertainty in the event of a total loss.
Common Campervan Insurance Issues We See
We often speak to customers who:
- Are unsure if their conversion is covered
- Don’t know whether internal fittings are insured
- Are unclear about European travel limits
- Have underinsured the value of their campervan
- Are relying on a standard motor policy that isn’t suitable
These issues are very common — and entirely avoidable with the right advice.
How LHK Group Arranges Campervan Insurance
At LHK Group, campervan insurance is arranged through our dedicated scheme with FBD, which has been developed specifically for campervans and leisure vehicles. FBD has a long-standing presence in the Irish market and a strong understanding of how campervans are owned and used here — from touring around Ireland to taking trips further afield. This local knowledge is an important part of why FBD campervan insurance works so well for leisure vehicles and conversions. For customers who value dealing with an Irish insurer and a local brokerage, FBD campervan insurance arranged through LHK Group offers reassurance, clarity and cover that’s built for purpose.
Our role is to ensure:
- Your campervan is described accurately
- Conversions and modifications are disclosed correctly
- The value of the vehicle is properly reflected
- Policy terms are clearly explained
- Your cover matches how you actually use your campervan
There’s no forcing campervans into unsuitable standard motor policies — the cover is designed around campervan use.
To Conclude
Campervans are different — and their insurance should be too.
Whether you own a factory-built camper or a carefully converted van, getting the structure of your insurance right is essential. The right policy gives you peace of mind to enjoy the journey, not worry about the what‑ifs.
Talk to LHK Group About Campervan Insurance
Our personal lines team has extensive experience arranging campervan insurance in Ireland through our dedicated scheme. Read more on our dedicated campervan website, LHK Insurance for Campervans, or read our FAQ page.
Get a campervan quote online on LHK Insurance for Campervans here by clicking here. See our contact details here.
