Employers Liability Insurance
Employers liability provides cover for accidental death, illness, injury or disease sustained by your employees during the course of their employment by you.
Why LHK
Accidents at work can occur even with the best safety protocols in place. Employers’ Liability Insurance protects your business if an employee or someone working on your behalf is injured, falls ill, or even dies as a result of their employment. It covers:
- Workplace injury or illness: Covers compensation and legal costs if an employee is harmed on the job.
- Occupational diseases: Includes long-term conditions like repetitive strain injuries or respiratory illnesses.
- Legal defence costs: Protects you even if a claim needs defending in court.Â
- Broad employee definitions: Coverage includes full-time staff, casual workers, sub-contractors, and even family or friends helping out.
