The National Fleet Database

The National Fleet Database

The Road Traffic and Roads (RTR) Act (2023) has brought new obligations for Motor Fleet and Motor Trade policyholders. Motor traders and firms with a fleet of commercial vehicles must upload their vehicle details to the National Fleet Database by 30th November 2023....
Storm Agnes

Storm Agnes

As we brace ourselves for the approaching Storm Agnes which is expected to make landfall in the early hours of Wednesday 27th September 2023 morning, the LHK Personal Lines insurance broker team have some top tips on how to best prepare and protect your home and...
The problem of Underinsurance for Business Owners

The problem of Underinsurance for Business Owners

What is underinsurance? Underinsurance occurs when the sum insured is not adequate to cover the full cost of rebuilding, repairing, or replacing all items as new.  In the event of a claim, this may result in a policyholder not receiving the full amount necessary to...

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