Group Risk Benefits

Group risk benefits are designed to protect employees and their families in the event of long-term illnesses (critical illness), accident or death in service, providing income protection for employees.

Why LHK Financial

We specialise in providing risk-benefit packages for all employer types.

Group risk benefits are designed to protect employees and their families in the event of long-term illnesses, accident or death. The costs associated with insuring such  benefits are typically borne by the employer as an additional benefit to the employee’s salary. For the employer, this makes the benefit a valuable recruitment and retention tool and demonstrates a commitment to employee welfare.

How we can help:

We can secure competitive pricing from all the major insurers in the market place for our clients in relation to the following:

  • Death in Service
  • Income Protection
  • Critical Illness

All such schemes should be reviewed at least every three years to ensure that they remain competitive in terms of design and cost. As part of our services, we engage with the relevant stakeholders to ensure such reviews are completed in an agreed timeframe.

 

Family and Income Protection

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