Product Liability Insurance
Product Liability Insurance is your shield if a product you made, supplied, or installed causes injury or damage.
Why LHK
We understand that whether you’re crafting artisan goods, distributing products, or designing innovative solutions, your reputation—and your bottom line—are on the line.
Our cover steps in when a defective product causes harm—whether due to a manufacturing error, labelling oversight, or design fault. It includes:
- Compensation payouts to injured parties.
- Legal defence costs—even if you’re ultimately found not liable.
- Coverage for property damage caused by your product
Any business in the product supply chain should consider this essential protection:
- Manufacturers & Designers – from bespoke crafts to industrial components.
- Wholesalers & Distributors – your supply chain ties you to product safety.
- Retailers & Food & Beverage Suppliers – from recalls to allergen mishaps.
- Tradespeople & Contractors – if your goods or installations go wrong.
With strong relationships across insurers, LHK will:
- Align cover with your specific product risk.
- Advise on indemnity limits that match your scale and needs.
- Explain the impact of excess levels on your cover and costs.
