Shop and Retail Insurance
A busy retail environment can be associated with a high claims frequency and it is essential to have adequate shop insurance in place.
Why LHKÂ
Whether you’re a small corner shop owner, a supermarket chain, or a tenant in a large shopping centre, we have extensive experience placing shop insurance to cover the risks your business faces every day.
While most shopping experiences are incident-free, accidents do happen. Each year, customers suffer injuries in shops, supermarkets, and shopping centres. If a claim arises, we’ll act on your behalf and manage the process directly with the insurer to achieve the best possible outcome under your shop insurance policy.
Shop and retail insurance typically includes:
- Buildings cover to protect against damage to the structure caused by fire, flood, or other insured events
- Fixtures, fittings, and contents cover tailored to your specific retail sector
- Stock cover, insured at cost value
- Money cover for cash held on the premises
- Public, products, and employers’ liability
- Treatment risk cover for businesses offering personal services
- All risks cover for computer equipment
We can help you build a policy that suits your business and gives you peace of mind.
