Shop and Retail Insurance

A busy retail environment can be associated with a high claims frequency and it is essential to have adequate cover in place. 

Why LHK 

Whether you are a small corner shop owner, a supermarket chain or a tenant in a large shopping centre, we have experience placing these risks which your business faces everyday.

For most, shopping is event-free but each year shoppers become the unfortunate victims of accidents in shops, supermarkets, and shopping centres. When you do have to make a claim, we will ensure we act on your behalf and proactively manage the claims process with the insurer.

There are numerous types of insurance cover required within the retail industry:

  • Buildings cover to protect against damage caused to the structure of the building in the of fire or flood etc
  • Fixtures and Fitting/Contents cover which vary depending on the retail sector which you operate in
  • Stock cover which should be insured for the cost value
  • Money cover to cover cash which you hold at your premises
  • Public, Products and Employers Liability cover
  • Treatment risk cover in the case of business which provide personal services
  • All Risk cover on computer equipment


Shop and Retail Insurance

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